Getting Started
3-bureau report intake, score snapshots, report comparison, personal-information cleanup, hard-inquiry review, FCRA/FDCPA/FCBA references, collection notice intake, and state license/bond evidence.
Covered / routedCredit Secrets coverage map
This page is the master checklist. It covers the book's workflow categories without copying its copyrighted text. Use the 90-Day Attack Center for letters and sequencing, and the existing Credit AI tools for reports, evidence, responses, reminders and strategy.
3-bureau report intake, score snapshots, report comparison, personal-information cleanup, hard-inquiry review, FCRA/FDCPA/FCBA references, collection notice intake, and state license/bond evidence.
Covered / routedPart 1 creditor/collector rounds 1, 2A, 2B, 2C, 3; Part 2 bureau rounds 1, 2A, 2B, 3; 30/31-day tracking; certified-mail evidence; response routing; method-of-verification follow-up.
Covered / routedPublic-record accuracy review, complaints, identity theft, early exclusion, reinsertion review, late-payment routes, goodwill, incomplete/missing information, returned mail, and technical completeness.
Covered / routedSpecialty-report intake and dispute workflow for deposit-account reporting.
Covered / routedFederal/private loan identification, tradeline mismatch review, servicer evidence, reporting-error routing, and current-program/legal-review handoff.
Covered / routedContract/notices/sale/deficiency evidence checklist plus first and follow-up records/reporting letters.
Covered / routedProvider billing review, insurance/adjustment evidence, collector validation and communication requests, with privacy claims kept separate from ordinary credit reporting.
Covered / routedEvidence ledger, damages/violation notes, complaint packet, registered-agent checklist, small-claims preparation checklist, and attorney/legal-review handoff.
Covered / routedUtilization planner, payment timing, credit age/mix reminders, credit-union/business-credit education, post-repair maintenance, and score tracking.
Covered / routedState/debt-type review fields, last-payment/default dates, warning not to revive a debt accidentally, and legal-review routing.
Covered / routedPlain-English help, issue playbooks, terminology, reminders, and guided next-step coaching.
Covered / routed